Private Hire insurance covers drivers who are licensed to carry passengers for a fee, but, in almost all cases, drivers must only take on passengers that have pre-booked with a private hire operator in order to get this type of taxi insurance. It also covers drivers who are licensed to carry passengers for hire and reward.
Regular car insurance policies offered by standard insurers will not be adequate if you drive for a living. Your specialist private hire policy will typically cover your vehicle in case of fire, theft, and any accidental damage. You may also be able to add coverage for the following:
Benefits such as these are already part of some policies, and could prove invaluable in the event of an unplanned event.
Always check your policy documents for more details.
If your taxi is available for pre-booking and can be stopped on the street, public hire insurance may cover you. The top of a public hire taxi usually has a taxi sign, which is a company-owned fleet.
Private hire insurance can cover you if you drive a taxi that can’t be hailed on the street and must be booked in advance.
You will need the following information to request a quote: